TOOLS
Employer cost calculator & risk check
Estimates only — final figures depend on state rules.
Total monthly employer cost
₹32,671
Per year ₹3,92,054 · CTC +8.9%
| Item | Monthly |
|---|---|
| Monthly CTC (fixed pay) | ₹30,000 |
| Employer PF 12% | ₹1,800 |
| EDLI 0.5% + admin 0.5% | ₹150 |
| Employer ESIC 3.25% (not applicable) | ₹0 |
| Gratuity provision (15/26 days ÷ 12) | ₹721 |
Employee take-home (before income tax TDS)
₹28,000
PF ₹1,800 · ESIC ₹0 · PT ₹200
Basic is under 50%, so 50% of total pay (₹15,000) is treated as wages. The PF and gratuity base goes up.
PT: From July 2026, ₹200 on pay of ₹25,000+
Workplaces with 10 or more staff need a POSH Internal Committee.
Estimated total for 10 workers
₹21,25,000
Per worker ₹2,12,500
| Retrenchment compensation (15 days × 6 yrs) | ₹86,538 |
| Reskilling fund (15 days) | ₹14,423 |
| Notice pay (1 month) | ₹25,000 |
| Gratuity (15/26 × 6 yrs) | ₹86,538 |
Unused leave, bonus and any extra contractual payments are not included. Final settlement is due within 2 working days of leaving.
How exposed is your Indian entity?
12 questions, about a minute.
1. Have you given every employee a written appointment letter (employment contract)?
2. Is basic + DA at least 50% of total pay?
3. Are you calculating PF on the ₹25,000 ceiling since 17 September?
4. Do you pay PF and ESIC before the 15th every month?
5. Does every office with 10+ staff have a POSH committee?
6. Do you pay and record overtime at twice the ordinary wage?
7. Do you check that contract (outsourced) workers are paid?
8. Have your Korean expats' National Pension certificates been submitted to EPFO?
9. Do you track expats' FRRO registration and visa expiry dates?
10. Are your disciplinary and dismissal procedures written down?
11. Do you settle leavers within 2 working days?
12. Do directors on the register get reports on personal-liability items such as TDS and PF?
Readiness score
0/100
Answered 0/12
Free consultation with this result
This score is a rough check, not a legal opinion.
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